Traders Health Insurance

Discussion in 'Professional Trading' started by gdtrader, Mar 7, 2010.

  1. Retief

    Retief

    #12     Jun 9, 2010
  2. The only trading company that i ever heard of that offers health,eye,and dental care for their traders is chimera securities. chimerasecurities.com
     
    #13     Jun 12, 2010
  3. the1

    the1

    I love it. Add blueberries, salmon, and walnuts and you're good :D

     
    #14     Jun 12, 2010
  4. Hopefully none of you have pre existing conditions
     
    #15     Jun 12, 2010
  5. The full list that those come from is here:

    http://pals2u.tripod.com/id19.html


    Edit: I read somewhere that a daily dose of broccoli can cut your risk for colon and/or prostate cancer by 50%.
     
    #16     Jun 12, 2010
  6. birdman

    birdman

    l found the following 2 policies for a family of 3.

    First one is priced at $139.11 per month and the second one at $186.85 per month.

    I'm guessing this is just good to get you accepted and maybe good if something very bad happens.

    I plan to leave my company soon after 28 years of service and i will miss the health insurance, but the prices people pay for really good insurance are sky high.

    UnitedHealthOne
    Details at a Glance
    Plan TypeNetworkOffice Visit for Primary DoctorNot CoveredOffice Visit for SpecialistNot CoveredCoinsurance20% after deductibleAnnual DeductibleFamily:$20,000(2 family members must fully satisfy $10,000 individual deductible)Separate Prescription Drugs DeductibleNonePrescription Drugs Generic: Not Covered Brand: Not Covered Non-Formulary: Not Covered Annual Out-of-Pocket LimitFamily:$9,000($3,000 per person)
    Does not include deductibleLifetime Maximum$3 Million per personHealth Savings Account (HSA) Eligible No Out-of-Network CoverageYes (Details in plan brochure below) Out of Country Coverage Emergency Care Only Find Doctors (Search to see if your doctors are part of this plan's network.)
    Physicians
    Primary Care Physician (PCP) RequiredNoSpecialist Referrals RequiredNo
    Preventive Care Coverage
    Periodic Health ExamNot CoveredPeriodic OB-GYN ExamMammogram, Pap Smear, PSA Testing: 20% Coinsurance after deductibleWell Baby CareNot Covered
    Prescription Drug Coverage
    Generic Prescription Drugs Not Covered Brand Prescription Drugs Not Covered Non-Formulary Prescription Drugs Coverage Not Covered Mail Order for Prescription DrugsNot Available Separate Prescription Drugs DeductibleNone
    Hospital Services Coverage
    Emergency RoomIllness & Injury: 20% Coinsurance after deductible, additional $500 Copay per visit if not admittedOutpatient Lab/X-Ray20% Coinsurance after deductible if performed within 14 days of surgery or confinementOutpatient Surgery20% Coinsurance after deductibleHospitalization20% Coinsurance after deductible
    Maternity Coverage
    Pre & Postnatal Office VisitNot CoveredLabor & Delivery Hospital StayNot Covered
    Additional Coverage
    Chiropractic CoverageNot CoveredMental Health CoverageNot Covered

    -----------------------------------------------------------------
    Humana One $186.85 monthly cost for a family of 3
    Details at a Glance
    Plan TypePPOOffice Visit for Primary Doctor0% Coinsurance after deductibleOffice Visit for Specialist0% Coinsurance after deductibleCoinsurance0% after deductibleAnnual DeductibleFamily:$10,400Separate Prescription Drugs DeductibleNonePrescription Drugs Discount Card Included
    This added value feature is not insurance Annual Out-of-Pocket LimitFamily:$10,400
    Includes deductibleLifetime Maximum$2 Million per personHealth Savings Account (HSA) Eligible Yes (See HSA Administrators) Out-of-Network CoverageYes (Details in plan brochure below) Out of Country Coverage Emergency Care Only. Paid as out-of-network, and member must submit an itemized bill with services rendered and a diagnosis in order to be reimbursed.
     
    #17     Jun 23, 2010
  7. Blue Cross just raised my individual plan premium 14%. Last year they raised it 15% from the year before. I've had barely any claims since I've been with them.

    Have you guys seen similar annual increases with your (other) carriers?
     
    #18     Jun 23, 2010
  8. Gold Gym $39/m; $600ish/m health ins for 4.
     
    #19     Jun 24, 2010
  9. Honest we should have our own lobbying group for traders... Maybe I will start it collect 1% spread quick by your health insurance before they lift the offer!!!
     
    #20     Jun 24, 2010