A few thoughts on what is out there for the average trader. Swifttrade (who hasn't worked there?) always changing payouts and turnover is very very high. They eat losses but only a few ever make any money. Most leave after a month or so. Can't trade at home. Questrade.com, use your own money get 4:1 margin, and ECN rebates, keep 90-100% of upside. Trade at home. Very easy to deal with, I was there as well. Software is way more advanced and updates always coming out. It does not crash!