Today, would you invest in a bank or wait 2 years to buy cheap property from that bank??

Discussion in 'Stocks' started by Cabin111, May 15, 2020.

  1. Cabin111

    Cabin111

    From California...Went through that issue many years ago. I won't do it. The family use to grow wine grapes into my 20's. I ended up growing almonds. Yeah, I enjoy a glass of wine on occasions. But didn't want to go down that path. Won't buy a mutual fund where a tobacco company is in the top ten of the portfolio...Just me. I wouldn't mind owning a small piece of property that has a restaurant on it...If it had a wine or beer license I think I would be OK with it. Wouldn't want to deal with the hard stuff. I've owned a note and deed of trust (1st) on a used car lot. I was the bank...Not the 18% interest guy. You got me thinking about my morals...
     
    #11     May 15, 2020
  2. vanzandt

    vanzandt

    Yeah that's cool, but I wasn't talking about necessarily owning the bar... just buying the license on the cheap now and unloading it later.
     
    #12     May 15, 2020
    Nobert likes this.
  3. Real Money

    Real Money

    Forget real estate. Stay liquid and trade size.
     
    #13     May 16, 2020
    Edmond and Clubber Lang like this.
  4. ironchef

    ironchef

    May I ask why not real estate?
     
    #14     May 16, 2020
  5. Real Money

    Real Money

    It's just an opinion. I don't even know anything about OP's situation. If your looking for real estate insights from me...well, I don't have any for you.
     
    #15     May 16, 2020
  6. Too slow
     
    #16     May 16, 2020

  7. Is this for reals van?
     
    #17     May 16, 2020
  8. camera

    camera

    I don't think investing in that particular is good idea.
     
    #18     May 16, 2020
  9. never2old

    never2old

    #19     May 16, 2020
  10. Cabin111

    Cabin111

    Year to date FAS has dropped about 75%...Probably with more to come!! I am a value investor. Did you see the options for this ETF?? Someone believes these stocks will come raging back!!

    I don't want to be too heavy in any one industry...Example oil or their companies. Learned the hard way on that one. I try and spread the risk in every direction if I can. I will be looking to sell a small farm in 2021...The neighbor is landlocked and really needs my property....Processing plant. If it does sell I would like to own one more very small piece of property (for concern for inflation). I have my house and a small rental house. I am almost 65 with health issues. Wish to acquire some real property that is very easy to maintain...Think 100 acres in Montana (wheat or barley land) that has a lease on it with a stable company. Again with the government printing money like a madman (with no end in sight) I believe we will see super inflation over the next few years. I have a lot of liquid assets. I don't want to trade options (except covered calls). I may do a 1031 exchange on the farm. I just want to keep my and my wife's estate easy...Not hand down headaches to our kids when we die. I have the balance on all the different assets...But will be short on real estate if the farm sales.

    Looking at banks, it doesn't look like the government will prop them up much on commercial. Maybe they will work on the residential side, but most loans require 20% down now (post great recession). With interest rates very low, many people (with the down payment and a good paying job or pension) can get into these places. I just see retail/commercial going free fall in a year or two...
     
    Last edited: May 16, 2020
    #20     May 16, 2020
    never2old likes this.