There's a silver lining to the ongoing credit contraction. Personally, I think American companies have become too self-absorbed in trying to make a fast buck off of leveraged financial deals. CEO's and directors seem to only care about golden parachutes and feathering their own nests. The quick money frenzy gripping our boardrooms is not healthy for the companies nor America in the long run. If the easy credit dries up, maybe CEO's and corporations might actually go back to just making a reasonable profit from making and selling quality products and services. You know, making money from work instead of trying to float 5 billion worth of BBB- bonds to buy a business and throwing employees out of work to flip a quick buck.