I think I am misunderstanding it. Can someone help me decipher this? http://www.nytimes.com/2012/02/13/n...ty-rules.html?pagewanted=2&ref=general&src=me Christopher Ward, 49, living in his fatherâs house in White Plains on a $200-a-week disability payment from a workplace spinal injury, recalled stopping at an A.T.M. â âjust to have something in my pocket to buy foodâ â and discovering that his accounts, totaling less than $4,000, had been seized. âI tore my hair out for a long time not understanding why all this was happening to me,â Mr. Ward said, admitting to memory lapses.