Why did they not ask questions. I mean the broker calls and say hey stick all your savings in ARS, they are like CD's. And people say sure, without flinching? not asking for a prospectus? not asking about what the heck an ARS is and how liquid it is? not going to the internet and searching for the phrase? People spend more time looking for an automobile or a pair of shoes yet they wont flinch at spending only 5 seconds on the phone and letting some dude mess with your hard earned cash? I manage my own money, no way in hell would I trust some money manager with it.