I couldn't find it in fine print the last time I took a look, but I'm very confident that new traders on OneUp is indeed trading simulator money. The contract also states that they can freely shift traders between a simulator and a live account. If I use my own account as an example they actually owed me $7K worth of profits and would have to pay that out of their own pockets (subscription fees). So - maybe my rule break was a good opportunity to rid themselves of a potential pay-out? And IF my account wasn't a simulated account - they did take most of the profits themselves. Yes, I was paid 20% of the profits I had accumulated prior to the 'rule break'. The rest was theirs. This was in the fine print of the contract, too. To answer your question the money is coming from subscription fees. Obviously. I think it's been speculated that they will put funded traders on a live account eventually if he stays in the game, but probably most fail so they won't bother doing so until a trader have proven himself?