Somewhere , somehow the US Justice system must recognize the false values which depend on simple home prices.... In simple terms, a simple home price of $100,000 has many times this value in legal obligations called derivative contracts whose accounting methods are supposedly legal and binding..... Think of it this way.... My government has the right to print money to pay its obligations..... If the government prints 2x the money in one year, then the money should be worth half as much as before.....However, the government seeks to pay its bills as if the money were the same...... If the values surrounding a house increase 5 fold in a very short period of time because of new type legal impositions.....A large portion of the value of a house becomes fake.....but the owners proceed as if the values are real because they are legal.... Thus the true acid test at the end of the day for valuation....is when there is a big stack of paper legal agreements but no money flow....thus the value of the stack of legal agreements is $0..... But the house still stands..... ...................................................... The bottom line is that the legal impositions regarding the dilution of money have to be changed..... The purposeful dilution of value , and the deceitful way of passing off the inflated value as if it were the same......is simply a type of fraud..... The fraud must end......