The thing about having a degree from Harvard is that you never ever fail. You can tank an account at an investment bank, you can be a horrible fund manager, but at the end of the year they still leave you with something. Even if you get outright fired, then there are many other industries out there to join with your Harvard degree. On the other hand, if you lose as an at home trader then you truly lose. The guy from Harvard can list JP Morgan or wherever he was a before on his resume...however, you cant simply put down "day trader". So the guy from Harvard will always have the Holy Grail. Get an education..get an education from a good well known and respected school like Harvard. Forget about lower tier prop firms or daytrading at home. That will not work!