Interestingly...someone mentioned that credit cards were going the way of the Chevrolet. Hmmm...BUT.....it's still around. Paypal is good, but it's not accepted everywhere as a credit card replacement. In other words, at Michaels, I want to pay by Paypal and they go: WHAT ? Bottomline: IT COULD HAPPEN. When ?: NOT FOR 5 YEARS...OR MORE.