Regarding Terry Tips, I wish he had posted his current returns, rather than just the smooth periods of 2005-2007. I just enrolled and got to see his current returns 2011 -2012 and they are horrendous. Down more than 50% in most cases; then he eliminates the bad performing portfolios and starts a new one with a new catchy names, and starts losing again. For one, I noticed his options trades are close to ATM and so he must be whipsawed constantly and numerous adjustments. Not for me.