Yup, the guy I initially spoke with was eagerly trying to convince me that setting up entities is the only way to go. Maybe that's how he gets paid his commission or evaluation. As I set up entities for my work, I've asked him a few questions. Not only some of his answers were incorrect, he started getting upset with me... for not being able to answer, I guess. I really should have trusted my instinct.... Jayford, I am thinking about going to Green (will file an extension.). The only thing that I don't like is that he's not in CA. It's so hard to find a CPA nearby who knows about the trading stuff....