I was wondering if anyone knew what happens to your contribution size limit if you lose money. With this i mean if you invest 5000 in the account and at the end of the year its worth 3500 would you now be able to invest 6500? This would put the value up to the 10,000 max after 2 years. Or would it only be 5000 a year so after the loss your new limit would be 8500. Thanks
Nope. Only $5000 each year in contributions (+ or minus the inflation index). Your gain or loss is meaningless.