Why are "healthy banks" all rushing to get TARP money? Here are the conditions below, it seems like a really bad deal for shareholders. The bank must be expecting a huge windfall of profit from getting this money .>> Under the program, which is part of the government's $700 billion economic bailout, the Treasury would receive shares of E Virginia preferred stock, which would pay a 5 percent dividend for the first five years and 9 percent annually thereafter if the shares are not redeemed. The Treasury also would receive a 10-year warrant entitling it to purchase shares of E Virginia common stock in an amount equal to 15 percent of its investment in preferred stock.