Chronicles of Paranormal Activity - Season one - Episode : Bloomberg (green line at the top ,,Exclusive offer'' , - yes, yes, exclusive indeed.) Folks aren't doing well with math either, 12 x $1.99 per month, - $23.88 per year, with refunds & option to cancel, or $340 per year - without refunds. (Can't decide which one to choose, gonna contact the client service) Honestly, if that's a life long subscription, that is paid once, they should make it more clear. Unless that extra ,, * '' indicates that (?) ,,But it remains unclear whether retail investors will adopt the model over traditional ETFs that keep their holdings public.'' How many of them - check out those holdings...? 5% - 10% ? Then, how many of them know what is BETA and exposure ? 0.5% - 1% ? I mean, such ETF, with good marketing, still should be able, to attract as much as 70%-90% of attention, comparing with usual/open/visible/unlocked ETFs ; people who buy those ETFs - they don't care about the holdings that much. They look at returns and fees. If you would place, in a front of simple average Joe (retailer), 10 choices for ETFs & 5 of those would be absolute trash, while 3 decent & 2 good ones, what would be the chances, that he would end up with the best two... My point is , that they will adopt. They adopted Bitconnect, they will adopt this as well... Warrens suggestion, to make earnings not quarterly , but yearly, so the CEOs and Directors board, wouldn't suffer that much of ,,stress''. That was something.