Friends, Presented with the ff offer what would you choose: ===== We will pay 75% interest based on the average t-bill rate less 15bps as long as the net liquidity is > $250,000. Or you can buy t-bills which 95% is good for margin. For each t-bill purchase there is a $25 fee. ----- In general do people prefer to buy Tbills or just collect interest payments. What is a good interest rate to receive on balances. Thanks.