Sparked a nice bounce today - Can this even be done? Would it be legal? Isn't this type of behavior what got us into trouble in the first place? Hellooo reality What about transparency? I did a refi near the top of the bubble, didn't cash out. The appraiser said my house was worth over one million - even gave that number to the bank. I was laughing at him telling him he was full of shit. Things are worth what they are worth. I can tell you my home is worth x, or car worth x, but that doesn't make them worth more than they are worth.