yes proper.... it is subjective your right. I am told that I am too conservative...can you imagine that? I thought that DD was the most important number. but then to maximize yield is another thing. You got to pick the best time to expose the $'s to not effect the max DD. Then if there is a goal per month...what to do?...if you must let the market dictate the moves, what does that have to do with ones goals? many trade-offs.... Michael B.