My girlfriend works at US Bank and told me that students must have gotten their financial aid for summer classes because she had 20 different students at her window throughout the day. I asked her how many of them put money in the bank and how many cashed the WHOLE thing. I couldn't believe it when she told me that 17 out of 20 cashed the WHOLE CHECK. Unbelievable , she gave out 80k cash total to reckless students eager to buy beer, weed, cigarettes, xbox, and a flatscreen. The whole college system is just like the housing market. Free money to everyone with a pulse to go to college drives college costs up 6% a year. 1 in 4 graduate. The first two years is basically an extension of highschool except you have to pay for it. They need more specialization and less "general" classes for the first two years. You and I are on the hook now that gov't owns the student loan market.