Excellent but to get that 1% you have to pay a lot more than 9% on your other debts. They get their return no matter what.
I was paying them before they increase my % from 10% to 29.99%. My monthly payments almost quadrupled. I was paying on 12K what I would pay in a 100K loan. F that.
ROTFLMAO!!!!! Just 9%? Is that all? You're sleeping in the deadbeat bed you made for yourself. As 377OHMS pointed out, everyone else pays 1%. Which means, MBA man, that even if you bought a used POS for $10K you'll pay almost $1300 extra over the life of the loan. Good move
Let me know when you take FIN 101. Maybe we would be able to talk in the same language. You are not considering that during these almost 3 years I have saved about 15K in monthly CC payments. More than enough to pay for the car but I had to save for the wedding and honey moon.
Let me know when you grow up and realize this is just the very beginning. But what else would we expect from someone foolish enough to trash his credit for $12K?
If I lowered my morals to that of the banks I'd come back at them for another round of credit defaulting!!
Do me a favor and yourself as well. Write 5 REASONS about the wonders of having a great credit and how it can be achieved
Write "5 REASONS" about the wonders of becoming a deadbeat for only $12K and how it can be achieved by anyone as foolish as you. LOL. At least you admit you can't control yourself.
It seems that you can maintain a good credit score. I must assume. However, you can hardly keep up with a smart debate. I am done with you as I am done with all the credit BS. Good riddance.
Report back to us when you've grown up enough to realize how foolish it was to trash your credit for $12K. In the meantime, enjoy the "perks" of being a deadbeat... like 9% car loans when everyone else pays 1%.