I sympathise with your difficulties.I did hear something about cc co's rethinking their business plan. I would think many people want to see a change.Maybe there are now,or soon will be,enough people in such difficulty that things will change.Maybe some good will come from this crisis. I am hearing 'new world order' and am suprised to see how quiet the conspiracy theorists seem to be about something they have been warning us about.Maybe it will be a good thing, but.... i see the bankers are still trying to justify the big money 'to recruit and maintain the talent we need..' The politicians of the world are trying to work together in this crisis.But i will have more faith in seeing real changes if they will work together in the good times with the same resolve,to tackle the issues like poverty,3rd world debt,nuclear disarmament,and the environment. History shows us that when the dust has settled nothing much will have changed.
Lol Ive already proudly proclaimed many many times that i dont pay any tax ever, maxed out my creditcard with the intention of never paying any of it back, and just totally ignoring all the banks phoned calls (since i gave them the number for some old pay-n-go simcard that i never use), and so just leave it for however many months it takes till they gaveup trying and just wrote my debt off with the other billions. Dont pay council tax, and managed to scam my way into getting £540 sent into my bank account each month by the government. Dont pay electricty bills since i fooled the electricty provider into thinking this was just 1giant flat and that my previous nextdoor neighbour was the tenant who was responsible for paying bills.
I truly empathize with you. I think the credit cards do what they do b/c they are afraid if they would leave any room for leniancy, they would be taken advantage of. I would recommend they allow ALL their customers to miss 1-2 payments during the year at a fee of $50, with no impact on their credit scores. What they are doing now hurts themselves as well as the borrowers who then have those higher rates. Had it been war time, and ALL their customers had to default for a couple of months, I'm sure they would have come up with some approach similar to what I mentioned.
While I do agree with your posts against people who try to take advantage of the system*, I definitely don't agree with your attitude to people who try hard (and in some cases their hardest) but didn't manage. We all must leave enough place in our hearts to have concern & regard for others. I do agree doing this in some cases causes people to become losers, but your business is to be a decent human being within your right. *like during the hurricane & flooding in Louisiana that people who should have taken responsible steps to help others (or at least let rescuers in) instead they acted like they were having the time of their lives taking advantage of other displaced people...
Just for the record.My credit record is fine.I already stated that my 'crimes' were 25 years ago. I also stated that one should always face the consequences of their actions. Being self employed my whole life wouldn't mark me out as an obvious parasite.Like you say,you don't get something for free in this world,there is a price for Everything. Do i have regrets?,yeah some,not many.Would i do some things differently?,again,some.But i bet you can say the same about your past. And i am not mad at you either!
That is an excellent idea.In fact,that approach might bring them more customers.And i appreciate what you said in your following post.
LOL Used against me where and by who?? I made sure that i merely did what i LEGALLY was and still am able to do without breaking any laws that are currently in the UK legal system! So there is no 'backlash' or consequences...
If your intention is merely to expose the weaknesses of the system so that people don't do such things (and you don't either) then you're a good guy. ...only you haven't really sounded like that.
You do realize that this website has like 20 categories to post in, some of which have nothing to do with trading. What is your point in referring to what I say as something an illegal immigrant would say? I was talking mostly about credit cards, which most illegal's don't have. And why would you group them with a low level McDonaldâs server? The first takes value from this world by not following the rules and abusing the system. The second brings value to this world, even if you think they are worthless for working a low level job. I have been an assistant manager at a restaurant. There really is nothing to work up to. There is nowhere to go from there. You still get paid crap and it looks terrible on your resume. If you think the word âmanagerâ means anything, it doesnât. The fact that you work at a fast food restaurant is a blemish. The fact that you are already grouping those people people with illegal immigrants and low level workers, shows that people are already predetermined that those people are worthless and bring no value because of where they work. So for these people to get ahead, they not only have to gain more skills, but also overcome the negative perception by people like you.