of course if put this way there is no choice but to do what must be done. I don't think the OP is in this situation. He is just defaulting because he can.....
So now paying CC debt "guarantees" starvation? You're such a loser. There is hunger in the United States but with all the social safety nets (welfare, food stamps, WIC, school breakfast and lunch programs, food banks, soup kitchens, etc.) you'd have to really work at it to starve to death in this country.
You're the professional deadbeat so I'll defer to you on this, but... have you checked all three of your credit reports and if so, your current address didn't make it on any of them via your wife?
And he is going to be in for a surprise, because he obvious does not understand how the consumer debt game works. It's not as easy as just saying "I'm not paying it anymore". The CC & consumer debt industry has plenty of tools put in place to get what they want. No need to pass down judgment on the person, the mechanisms are already in place. But if he can beat them, great for him. I will never feel any pity for a parasitic lending institution that lends out money it literally prints out of this air.
LOL, so what are you going to put on your tax return? And what are you going to tell them if they audit you and ask you to come in? Seeya.
I seriously can't believe what I am hearing. Just for the record, I haven't read the whole thread, its too huge, but.... If you intentionally had credit extended to you with the expressed intention (expressed here on this forum), of stealing that money, you are liable for charges of fraud, and if you do this over the mail its also Mail fraud, if you applied over the internet its wire fraud. Not to mention that you guys are making life harder and more expensive for the rest of us that are or try to be responsible. It's shameful. Some of the people on this thread that I have known for this short time whom I started looking up to, I now hold in a very dim view. Your collective actions have a terrible affect on the rest of us.... Shameful...absolutely shameful, and criminal no less...
Who here has stopped paying CC and was able to walk away??? Trough what means...............bankruptcy, negotiating with CC, third party negotiation or just a walk out??
Read the whole thread.Some of us are deliberate thieves and others got into unforseen circumstances and had to duck and dive but are now back on the straight and narrow.Others think there are more worthy causes to defend than cc co's.Some of us understand the fallability of human nature and can give people a second chance,while some think that they are perfect and a loser is a loser.In any event,the entertainment level here is definately waning-we probably need some fresh meat for t666's robot conversion program. (t666-strange name choice for a holy man) 'Your collective actions have a terrible affect on the rest of us' And your view on bailing out the losers on wall street is....?