the only thing I can think of is, you can't buy a big ticket item on impulse.... this is a good thing.
Teach them how to play the system. Eveyone steals and everyone gets bailout. Maybe you need to wake up.
Perhaps we'd all be better off if rather than "learning to scam the system", we learn our kids to strive for something bigger...
Learn from me. I have no problem in financing anything. I even bought a car two months ago financed by the dealer itself with a better % and terms than any other dealer. I refuse to pay my CC under the banks term............I am not paying them now and I will try to lower the % and amount. I have heard of people doing it.
I don't have kids and i agree we should try to make things better for the future and kids are the future. But i would want my kids to be streetwise as well as educated and have good morals. There are certain situations in life,where,if you do not bend the rules a little,the system will bury you in red tape and dogma. You know, morals are all about our attempt as humans to be civilised and contain our basic nature - which is to survive at any cost.
+5 "I am who I want to be.......above all what I do to be what I wan to be" I love that quote..........I regret I cant follow it 100% of the time. I have another story for you..........a friend of mine got billed 400 from the cable company...........he tried to do everything to get things straight but the company made him pay...........what did he do next?.............Now he watch every single channel there is FOR FREE. Real story where greed match its opponent.
in the end you are what all your actions through life combined make you out to be. Wether you are financially richer or not has nothing to do with it....peace.
If it isn't about the money then you may win the battle but you won't win that war. At least not for $12k.... no jodas mas acere, aprende que aqui en los estados unidos se trabaja y se trabaja duro. Quidate pimpillo.