I have a relative who won a $50,000 in lottery and he asked me where to invest this money. He wants risk-free investment which definitely crosses-out trading of any kind. I had heard in the past that some of the Swiss Banks pay very high interest rates. Does anyone have experience with them? And if so which bank in particular? Any other risk-free investment advices are also welcome. NOTE: I do understand that no kind of investment is risk-free, so don't take my words out of proportion. When I say risk-free, I mean something that doesn't have a chance of losing money during the time of investment (like trading), and not the bankruptcy or other natural factors like flood, fire or whatever.