Hello, If the brokers such as IB, Datek ... are trully opposed to the new rule as they claim to be one of the possible solutions could be that they partner with some financial institution who would deposit part of the 25K required sum on behalf of the trader but with the condition that the trader can not use it for trading. For example, if a trader has 15K of his own capital the lending institution would provide another 10K or more but with the assurance from broker that the trader will not be able to use it for trading. The money would just sit there for the sake of satisfying the SEC rule. Of course trader would pay interest on the sum (lets say 10%). In that case everyone wins , broker because he has a paying customer, lending institution because they make interest without any risk whatsoever, trader because he can trade with 4:1 margin, and even SEC would know that if someone is going to such lenghts in order to be able to trade must be serious about it and thus will not be an easy prey. My two cents.