The worst thing about SS is the racism, how it robs minorities of hard earned wealth that could break generational poverty If they were able to keep SS and pass it down to their children it might change the trajectory of poverty Since their lifespan is less then whites and Asians, The money they are forced to give to SS ends up supporting wealthy whites/Asians in retirement Additionally because of the low marriage rates in the Black community there is not a spouse who will collect the money A lifetime of contributions (min 200k) gets taken by the Government at death Just think what 200k could do for a family trying to break out of poverty There are only 4.5 million blacks over 65..maybe half would need this Just give them the money