It is paying to sit tight right now, whats the hurry to invest or trade? Oh yes wallstreet needs that to make money. Well not my money. 4.5% 30 day yield, 5.35% three month yield, pay me. http://www.umbrellabank.com/per_accounts/per_cds.php
================= Think youre on to something about not being in a hurry; and bank rates are important. Summertime season can be limited range, but still have opportunities. Sell in May but still make hay.