I owe everybody and their brother money. In upwards of almost $200,000 in student loans, credit card debt, unbelievably high mortgage payments on a POS real estate investment etc etc. I was cheated out of my money, some I lost due to my stupidity. But, rest assured I will pay back every penny. I work for the government, credit card companies, student loan companies, and real estate financing companies etc etc. I'm what they call an economic slave. I work to make interest payments to everybody else. Well, the situation is horrible as I'm employed in a job that pays minimum wage. Its very hard to tally all up, but I will try my best as I go along. This journal is my attempt to record all my income coming in and expenses going out for everyday. My goal is keep my expenses down and increase my income as much as possible, and payback some interest expenses along the way.