Reminds me of when I had just graduated boot camp. All these kids were away from home and having a steady paycheck for the first time. I remember seeing how many of them would blow every last cent (not to mention those "savvy" enough to have credit cards) on "bling", electronics, cell phone accessories, expensive clothes, etc. They would all walk around trying to imporess each other and pretend they were rappers or rich or whatever. I remember back then I compared human beings to peacocks and other animals that try to impress the opposite sex with bright flashy things. That realization has stuck with me since that day. Pretty funny when you think about it.
So you wanna bust your a$$ your whole life just so your kids can fight about who gets it after you are gone ? You might as well spend it because you can't take it with you.