I bought a bit bigger\better property for my family,sold old one(paid in cash long time ago). should i pay off my mortgage or invest the money from sale of an old house,to play with inflation rate? hoping that someday rate of return of other investments will be higher than fixed mortgage rate? the problem is that i did not see any "safe" investments,where i can park my money and get a decent return. on other hand i can't dismiss Japanese type of scenario,where rates can stay @ zero for next decade,while property value go down. i have no intention to speculate on this property,bought to live in it. have no problem to pay off mortgage in full,never had any debt and hate to pay interest on any loan... Appreciate any suggestions! Thank you!