As I enter my middle age years, I am becoming more reflective on life in general and specifically on spirituality. By many standards, I consider myself very fortunate- good family life, nice house, good job (so far), friends, and ahhh yes- the mirage of financial security. No, I am not rich, but that is all relative anyway. I am a professional and have been in the workforce for the past twenty years would say my education was a good investment. As many of us are facing the challenges of daily life, I guess the the most obvious questions as it relates to any set of struggles is What's next? How can I cope with this or that? What are my options? Where can I get help? Who will help me? There have been many posters on elite trader who have been selfless in sharing ideas and experiences related to trading and in many cases with other areas of life. To make it easier for those who are still young and/or have not been through certain experiences, I would like to share some of my lessons in life so far. We are constantly learning and making mistakes , So I am looking forward to learning a few things also. Although, as the cliche goes- Experience is the best teacher, hopefully some of us can share our best life lessons to make it easier for others. Regrets, omissions, mistakes are valuable in the learning process. If anyone would like to participate by offering such..please do so. Please refrain from senseless or bad advice....I am sure we are above that at ET. Witty retorts are permitted (even if they are useless). A few of my best life lessons: 1.Since I am fan of education....if you have the ability, by all means get an education. One that will land you a decent job after least 2-4 for years. Professional degrees are preferred....healthcare still looks good for the future...be flexible in relocating.....smaller metro areas or rural towns will pay top dollar for healthcare professionals...at half the living cost of big metro area. college debt: some private or public employers will take on debt if you commit for a few years. Work hard and stand out from your colleagues. Please don't be a cut throat. 2. Choose your life partner very carefully. Outer beauty is transient, Inner beauty emanates like the warmth of a fireplace on cold winter day. Trust goes beyond fidelity......please read this again and reflect. 3. Forget the fancy car. After landing a job...work hard and save until you have at least 50% down to buy a house or a rental property which you will be living at. If you are 25 y/o, your goal is to be mortgage free by the age of 40. (15yr mortgage only) 4. Debt is like the Devil....once you sell your soul, he will suck you dry....(no religious connotations intended)..Plain and simple, live within your means. 5. Travel and see the world....forget the fancy dinners and indulging on fruitless activities....save this money and buy memories which will last a lifetime by experiencing different places and cultures. 6. Help others in anyway you can.....even if you only have a smile to offer! 7. Don't expect anything in return for your favors unto others. 8. Be grateful and if this is difficult, be patient. 9. Time is Fleeting!....Time is Fleeting! I am struggling with 6, 7, 8.....I will keep working at it. This list is not exhaustive and will try to update when I can. I am not attempting to pass judgement on anyone nor trying to be preachy. I am optimistic that others will chime in.