I'm currently studying for my 7 and I'm using the STC materials. I got a handle on the practice exams and I'm turning out about an 85% - 88% on each exam. This is after taking each exam 3-4 times. Is this a false sense of security or do you think I'm on the right track? I'm trying not to memorize answers...I'm attempting to understand each question. Some questions are definitions and I just zip through them because I remember seeing them. Is this bad?