There have been threads on this forum already about members who have had their accounts hacked; fortunately they didn't lose any money, but I've lost quite a lot of sleep thinking about it. Everytime I login I'm expecting to see my account cleaned out. I've been hacked a couple of times. Once the hackers guessed the password for my mail account. Another time they used a security hole in Linux to break into my webserver. Fortunately the damage was limited. In the first instance they used my account for sending out spam, and in the second they defaced several of my webpages. In fact I should be grateful because they taught me an important lesson: computers are not secure and never will be. I split my accounts between 2 online brokers, but am wondering what would happen if, when, my account was hacked. Who would be responsible? If my bank balance is hacked the bank would indemnify me. What about a online broker?