Just out of curiousity what clearing firms are you referring to that have less capital then you guys, are you saying that you have more capital than Penson?
Not "stupid people" or "fools", just good hard working people who didn't conduct enough due diligence before sending their wire transfers to a firm that seemed legit. Boards like these help others to read some info and investigate firms before making an informed decision. Even if they have to read useless comments such as the one you posted above.