What would you be doing? I can't say where I work since it'd get me fired, but it suffices to say that my firm's share prices have been exceptionally volatile. So, as an individual, how should I manage my life from here on out? Coworkers are all panicky, I think some have lost a good bit of money. I joked that I was short the company. They looked like they were ready to kill me. I'm under the assumption that: - I won't have a job within one year to six months - I need to do something, but will not be able to find another job even if I do lose my job And as for my bonuses, I used them to pay off school loans and to become debt free. I'm debt free, but I'm headed nowhere and have only $7,000 in my bank account. I'm around 30, no wife (but have a girlfriend of 3 years), no kids. In -very- poor health, take a lot of medicines just to make it. Do I become a day trader? I have a master's degree -- should I apply to phd programs? If so, how hard is it to get a student loan right now? Am I just totally fucked? I haven't been fired yet, but I'm kind of demoralized and haven't been working so hard thinking about what I'm going to do when I do get fired/laid off. If I do get laid off, I hope there's a severance. Otherwise, I'm f'd. If I can hang on until December, I get another "guaranteed" portion of my bonus. I just have this ill feeling I will get laid off before that bonus gets sent to me. How does anyone make it when the whole economy is in the toilet?