Wife and I were having a discussion about saving for retirement. I told her it is not possible to save enough to live off unless you are already wealthy with inflation and such. She asked what we will do. I told her I would freely "off" myself nearing the 20 year mark on my fat term life insurance policies so she and the kids could live the rest of their days comfortably and stress free. I was only half kidding. The more I think about it the more I lean that way. They get to live and love life with no monetary concerns. I get to die with dignity prior to becoming a fruitcake. Nuts or genius?