A = P x (1 + r)^n A = ending balance P = starting balance (or principal) r = interest rate per period as a decimal (for example, 2% becomes 0.02) n = the number of time periods e.g. P=$1000, r=1% or 0.01, n = 10 years or 120 months A = 1000*(1+0.01)^120 = $3300
%% Safest way long term invest/ SPY + some better % stuff. NOT every month does 1%, some more or less.[I guess if you wanted to limit to 1%\ sell + go to cash\even if that cuts your return /LOL]For some one that cant stand risk, do less than 1% with a bank/fixed rate.IF that loses to inflation , simply proves why so many dont want bonds or bank cd only]
Big hammer approach ... Oil is going up. Invest in that, or anything that relies on diesel (all the AGs, so far as I know). Bonus points, USDA announced last month that funding for Food Stamps gets an immediate 25% increase. Meaning that the FED is going to sit back and watch those prices go up, not interfere, as opposed to Gold/Silver, which are rife with market manipulation/capping.
You're approached with a prospectus that outlines a collared-equity strategy (LS +LP +SC) and you invest $60MM knowing that it's (purported to be) a bull vertical strategy? I got the same Greenwich prospectus that Yass saw. There is no way that anyone with knowledge of the space would buy into that fund unless they did zero DD.
Making a bull bet in energy, one of the most volatile asset classes around, is your idea of the "Safest way to make 1% per month"?
The "Peak Oil" folks have been screaming for 30-40 years that this can't go on. Do you really think they will be wrong forever?