Rabbit trail if you don't mind. I get ticked off at Schwab...I do COVERED calls. I am NEVER uncovered...Just me. When I get assigned, I will get an automated call from Schwab. They will say I have one or more uncovered positions that need to be taken care of...I live in California and have insomnia. Half asleep, I go online...And of course I am covered. Buy they always freak me out with this uncovered crap...I've called them and they still do it!!