I follow your arithmetic, above, and the logic of what you're saying makes good sense. But in a couple of places I suspect your figures may be "out" ... I would think that such a huge majority of aspirants are probably paying OneUp only the minimum of $125 per month that the true average will actually be far lower than the $362.50 you're estimating. I strongly suspect, too, that this figure may be a long way out and that TST is funding far more than that. (A minimum for this figure can probably be found from their blog, on which I think they list the traders successfully funded.) Good luck!