My wife is always getting sucked in by specious sales ads which advertise "ridiculously low prices!" So I made up a spread sheet for her of thge things we commonly buy so she would be able to see that nobody EVER beats Sams's Club prices. A side benefit of this is that I periodically track what Sam's prices are. No inflation? Wipe my ass! In the past ten months, the products we buy are up: paper towels - 2% bottled water - 9% toilet paper - 22% So I own XLP, the consumer staples sector spyder. Ditto for gasoline, UGA. Always use protection. A tip for lushes on a budget. If you drink vodka, buy Everclear and cut it with filtered or spring water to the proof you usually drink. It's 43% of the cost of a typical vodka. The nice thing about Everclear is that you can burn it inside your body or outside.