Trading and investing volume is down in trading and investing. Traders are not running into the market and investors are withdrawing money from the scam markets. Trading is rigged by HFT machines and investing you can't trust the integrity of the products and management companies. The perception of the public is that wall street is a scam operation. Even the US FED is losing it's integrity and trust, which is horrible. Nobody has ever questioned the value of the USD or integrity of the FED until recently. If people have no confidence in the value of the Fed or the paper(fiat money). In financial or business world, trust is everything. Goldman Sachs is considered one of the trustworthy investment banks. For large institutional and indivdual investors, SIPC doesn't insure above $1 million Any sign of scam, take the money and run. Fuck off man!