I haven't seen anyone mention how much *less* intrusive is the PDT in 2019! Keep in mind that $25k in 2001 is worth ~$36k in 2019 (Or conversely, the PDT is ~33% LESS intrusive today than it was in 2001!) ((If you want to play: https://www.usinflationcalculator.com/ ))
It's been 18+ years, amazed they haven't already. Not that I've got 25K+ 18years later and if I had 25K+ and 4:1 margin 18years ago, I'd of had it for long.