Just went to www.refcofx.ca and clicked on chat. Hmm. Chat no longer works, and they are now getting the same messages as us US folks are getting. I guess going to Canada and getting that CIPF insurance doesn't get you any better service. Our Canadian brothers have joined the rest of us in loosing our money. Trade FOREX, loose on the spread, loose in the market, loose when the company just doesn't want to pay you back what you haven't lost already. LOOSE, LOOSE, LOOSE. I'm such a looser.