Coming up on 20 years since I placed my first order. Been on both sides of the phone. Wanted to recap what I think works for the average investor. Talking investing in general. Buying and holding a handfull of defensive stocks. Only adding, no selling. When selling, the average investor tends to sell too low and buy too high or never gets back in. Investing in a tech start up fund run by an experienced and capable manager. There are a few of those out there. Can be hard to find, same as a good lawyer or doctor can be hard to find. Hedge funds and mutual funds: warning! Very few good ones out there. Do a lot of due-diligence. Buying a house to rent out. A lot of people got scared and prefer not to own. Pick middle class neighborhoods make sure the rent covers all costs (mortgage/ maintenance/etc). Secondary offerings. Must be in good standing with banks to get the good ones. Discuss.