Real Estate Nirvana: I Love You Mr. Subprime

Discussion in 'Economics' started by fconyer, Mar 23, 2007.

  1. jasonjm

    jasonjm

    hmmmm

    in the good areas in LA (beverly hills, pacific palisades, brentwood) housing prices are UP every single quarter.

    Not only that, but there is very very little inventory to even look at....

    how you guys all figure that one out?
     
    #21     Mar 23, 2007
  2. fconyer

    fconyer

    The original mortgage was for $200000.
    There was probably $190000 left. The bank added another $6000 to cover missed payments + fees.
    There was another home equity line of credit for $400,000 with a different bank.
    That bank didn't show up at the auction, so they have to eat the $400,000 assuming the entire line was drawn down.
    They can go after the previous mortgagor for the money, but most likely there is nothing for them to attach.
     
    #22     Mar 23, 2007
  3. There was an article on Yahoo about a month ago on foreclosed houses. One of the pitfalls is second mortgages that are attached to the property.

    If there is a home equity line with a balance attached to that house, you buying it did not wipe it out. It is still attached to that property.


    John
     
    #23     Mar 23, 2007
  4. fconyer

    fconyer

    A subordinated lender looses all rights to property in a foreclosure proceeding in Massachusetts.
     
    #24     Mar 23, 2007
  5. fconyer

    fconyer

    Manhattan is not suffering either. Every market is different.
     
    #25     Mar 23, 2007
  6. dinoman

    dinoman

    This thread is BS. If the laywer new about it and waited until after the auction to offer you triple. Come on! If it was true the Lawyer would have had someone else show up and bid for him.

    If your going to come up with a story atleast do a good job at lying. Besides the fact 99 out of 100 people would have resold it to that lawyer. And please save the excuse of it was my dream house thats why I did'nt except the lawyer's offer.


    Not trying to be an arse, but this BS has no place here!
     
    #26     Mar 23, 2007
  7. fconyer

    fconyer

    You clearly do not know how foreclosure proceedings work. The lawyer is an agent of the bank. He/she is there to protect the banks interest. The bank's is solely interested in getting their money back, nothing else.

    Normally there would be more people at an auction, hence a higher price. I got lucky. That's why I called it nirvana.

    Why would I sell a house that is worth 900k for 600K?
     
    #27     Mar 23, 2007
  8. This is an entertainment site. Don't bother with this nonsense, most likely a piker trying to get attention.
     
    #28     Mar 23, 2007
  9. dinoman

    dinoman

    Your right I resign my statement. :D

    By the way I do have a degree in Finance and a Real Estate license. So, I understand the whole process, but nice attempt at an argument.
     
    #29     Mar 23, 2007
  10. fconyer

    fconyer

    Have you ever been to an auction?
    Are you licensed in Massachusetts?

    You should get your money back for that degree in finance - they forgot to teach you how to spell.
     
    #30     Mar 23, 2007