We are going to have this issue for sometime may be 3 to 6 months. This Subprime became a big mess... Adding to it retail sector is fearing on consumer spending etc.. There is a fear of inflation and dollar is going down day by day.. Only way things would be normal or better would be to loose some value in the stocks mainly some of the over hyped stocks needs to be corrected and trimmed enough to their values.. The market needs to move with economy.. starting with 112,459.54 this year we are still up for the year in DOW We have growth and losses too.. So its kind of balance.. We might finish this year above the year start may be around 13k +. By cutting the rate FED is not gonna change the way things are looked at now.. I may be wrong.. Correct me!