What is the median wage in California? a $400,000 dollar house in the midwest is a mansion compared to a $400,000 dollar house in California or east coast.
LMAO this is absolutely insane spending. Short California muni bonds up the ying yang. "All lifeguards received $400 sunglass allowances" wtf? Try 20k base, 40k for the top job, that's more realistic. You would still have every 18-25 year old Phelps wannabe falling over themselves to do the job. WTF is up with the USA's insane socialist public sector pay? You guys are becoming more like the USSR with every passing year.
Better yet, get a good laptop and wi-fi setup and trade WHILE working as a Lifeguard. Watch the babes while waiting on your next trade setup. Just be sure and use stops in case you actually have to go save someone.