The reason spreads are more dangerous is, because of the excess leverage most traders use when initiating them. As a result of that excessive leverage they can not consider buying 90 - 95% of their trades that drop below their strikes. Thus they must close them for a loss BEFORE they even reach their strikes..... or risk a potential total loss. HOWEVER, i am NOT suggesting traders should never sell spreads. Spreads should be used on excessively volatile stocks you are chasing,because you like the credit. These are NOT the kinds of stocks you want to consider owning, if they go breach your strikes. Thus i initiated a spread on my $45 NFLX, when cd_caveman reminded me of how volatile the stock was.
Yes, now is the right time to write november puts. look at the skew! December future is almost the same as november and its way to high at 19!. November VIX will come down and you can have some free premium. http://vixcentral.com/