Ok, trying to find a new firm, here's my list, let me know if I'm missing something? Is your firm licensed?(I assume this would mean my funds are insured). What are your commission rates? Fees(software, exchanges, what other fees should I ask about?) What is the payout percentage? What is the leverage? Is there a lockup of funds? Min. deposit. Does Bright, Echo or JC trading lock up your money for any time period, I read that JC locks it up for 1 yr? Is this your entire deposit or just part of it?