1. Would you pay someone to risk your money? If so, I have a list of hundreds of takers. 2. Would you pay someone to risk your money....yes, the same answer, think about it. Even GS layed off most of the "emplloyee type" people placing orders on a script. Seriously, we cater to those independent people who want to run their own business. 2 groups...High net worth people who pay zero in monthly platform fees, and the 20-30-40 types who may pay rent, but can make up for it in commission rebates and lower charges. Either way, better than retail for most traders. All the best, Don